Free rate review
Could you lock in a better rate?
A free review with a senior adviser who searches 90+ lenders on your behalf. No upfront fees, no obligation.
- One senior adviser, direct communication
- Whole of market, 90+ lenders compared
- No call centres, no handoffs
- Free initial review, no obligation
Step 1 of 5. Takes under 2 minutes.
Do you currently own your home?
Your mortgage journey
From first call to completion.
Whether you're buying your first home, remortgaging or navigating a complex income, we find the right deal from 90+ lenders.
We manage lenders, solicitors and estate agents on your behalf so nothing falls through the cracks. You'll always speak to a named adviser, never a call centre.
Book a free consultation
- 1
Free consultation
We go through your income, deposit, credit history and what you're looking for, then tell you exactly where you stand.
- 2
We search the market
We compare deals from 90+ lenders, including exclusive rates, and recommend the mortgage that genuinely fits your situation.
- 3
We handle everything
We manage the application, chase solicitors and keep everything on track through to exchange and completion.
- 4
You complete with confidence
Your mortgage completes, you get your keys, and we stay in touch for when your deal is up for renewal.
Common questions
Remortgage questions, answered straight
How long does a remortgage take?
Most remortgages complete in four to eight weeks from application. We recommend starting three to six months before your current deal ends, so you can lock in a rate and avoid landing on your lender's variable rate.
Will I have to pay to switch?
Many lenders offer free valuation and free legal work as part of their remortgage packages. The main cost to watch for is an early repayment charge if you're still inside a fixed-rate period. We'll work out whether switching now or waiting saves you more before you commit to anything.
Should I stay with my current lender or switch?
Staying with your current lender (a product transfer) is faster and involves fewer checks, but it rarely gives you the best rate available. We always compare your lender's retention offers against the wider market.
What happens if I do nothing when my deal ends?
Your lender will move you onto their standard variable rate, which is almost always higher than the best deals on the market. Even a few months on the variable rate can cost you far more than you need to pay.
Is the review really free?
Yes. Your initial review and mortgage recommendation are completely free with no obligation. If you choose to proceed and we arrange your mortgage, a broker fee of £499 may apply. We'll always be upfront about any costs before you commit.
One senior adviser, start to finish.
Free review, no obligation. We'll search 90+ lenders, explain your options in plain English and stay in direct contact throughout.
FCA regulated · 5-star rated on Google · Free initial consultation